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TIME TO TAKE CONTROL OVER WHERE YOU MONEY IS INVESTED TAX-EFFICIENTLY EACH TAX YEAR, WE ARE EACH GIVEN AN ANNUAL INDIVIDUAL SAVINGS ACCOUNT (ISA) ALLOWANCE. THE ISA LIMIT FOR 2016/17 IS £15,240, RISING TO £20,000 IN 2017/18. ANYONE WISHING TO UTILISE THEIR…

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FEW OF US REALLY HAVE THE TIME OR INCLINATION TO UNDERSTAND THE VAST NUMBER OF DIFFERENT INVESTMENT PRODUCTS AVAILABLE ON THE MARKET AND CONSIDER WHAT THE BEST OPTIONS ARE TO SUIT OUR PARTICULAR OBJECTIVES. TO DO THIS EFFECTIVELY, IT WOULD NEED TO…

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SUPPORTERS OF THE BRITISH VOTE TO LEAVE THE EUROPEAN UNION (EU) HAVE HERALDED RECENT ECONOMIC INDICATORS AS VINDICATION THAT BREXIT WILL ACT TO CATALYSE, NOT SABOTAGE, THE UK ECONOMY. BEFORE JUNE’S REFERENDUM, MOST ECONOMISTS WARNED THAT A BREXIT VOTE WOULD DAMAGE ECONOMIC…

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WHEN IT COMES TO FUNDING A UNIVERSITY EDUCATION, IT IS PARENTS AND GRANDPARENTS WHO TYPICALLY LOOK TO PROVIDE THE MONEY. BUT EVEN THOUGH THIS MAY BE THE CASE, LAST YEAR’S GRADUATES FROM ENGLISH UNIVERSITIES STILL LEFT WITH AN AVERAGE OF £44,000 DEBT (SOURCE:…

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THE UK IS ENTERING UNCHARTED TERRITORY AFTER THE EU REFERNDUM, BUT WITH RELATIVELY FEW UNRETIRED PEOPLE BEYOND THE AGE OF 55 HAVING STARTED THEIR RETIREMENT PLANNING IT IS IMPORTANT NOT TO LOSE SIGHT OF YOUR LONG-TERM SAVINGS GOALS. CHANGING SOCIAL, POLITICAL AND…

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VOLATILE FINANCIAL MARKETS ARE AN INVEVITABLE PART OF INVESTING. ON A DAY TO DAY BASIS, THE SWINGS IN STOCK MARKET PRICES CAN BE SIGNIFICANT. HOWEVER, OVER THE LONGER TERM, THINGS HAVE TENDED TO SMOOTH OUT, WITH DAILY VOLATILITY HAVING A LOWER IMPACT…